Teamsters Local 667
Memphis Strong — carrying the legacy of 1968
Powering · Labor Education
Financial Literacy for Workers
Your paycheck is your power — knowing how to manage it is how you keep it. A plain-English guide for young workers and seasoned members alike: budgeting, saving, credit, retirement, and dodging the traps.
New to the workforce? Start here.
The habits you build with your first paychecks shape the next 40 years. Three moves to make right now: (1) open a credit-union account, (2) automate even $10 a payday into savings, and (3) grab your full employer retirement match if one's offered. Future you will say thank you.
A guideline, not a rule — adjust to your life. The key is giving every dollar a job.
The Essentials
Tap any topic to expand.
Free, Trustworthy Resources
Government and nonprofit tools — no sales pitch, no fees.
Consumer Financial Protection Bureau — Tools
Free, trustworthy guides on debt, credit, banking, and avoiding scams.
MyMoney.govMyMoney.gov
The U.S. government's hub for financial education basics.
Investor.govCompound Interest Calculator
See how even small, early savings grow over time.
AnnualCreditReport.comFree Credit Reports
The only federally authorized source for your free credit reports.
Thinking About Homeownership?
Owning a home is one of the surest ways working families build wealth. Start with these.
Lynn Powell — TRG Realty Group
Million Dollar Producer serving Memphis & the Mid-South — advocating for your best interest from start to finish.
901-830-1421Harris Homeownership Foundation
Memphis nonprofit turning renters into owners — affordable, renovated homes for first-time buyers, often for less than rent.
Learn moreThis is general financial education, not personalized financial, tax, or legal advice. For decisions about your specific situation, talk with a certified counselor — your credit union or a nonprofit credit counseling agency is a great free start.
Support This Project
This page is built and maintained by the Union Strong Labor Education App — a free platform built by the labor movement, for the labor movement.
Or donate directly:
